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Terms & Conditions

1. General

Please read these terms and conditions ("terms and conditions", "terms") carefully before using the website operated by APG Digital Limited trading as Beat Your Broker ("us", "we", "our").

2. Information about us

APG Digital Limited is acting as an Introducer Appointed Representative (IAR) for ASSURA Financial Limited (principal firm), with registered company number 13604484 and its registered address at 86 Gloucester Place, London, W1U 6HP. It is authorised and regulated by the Financial Conduct Authority with registration number 967161.

APG Digital Limited is currently trading under the following names:

You can find information about IAR's FCA registration at APG Digital Limited.

Assura Financial Limited is registered in England and Wales under company number 10781585 and our registered address is in 86 Gloucester Place, London, England, W1U 6HP. We are authorised and regulated by the Financial Conduct Authority with FRN 795982.

3. Conditions of use

  1. By using this website, you certify that you have read and reviewed this Agreement and that you agree to be bound by our terms. If you do not want to be bound by the terms, you are advised to stop using the website accordingly.
  2. We are only grant use and access of this website, its products, and its services to those who have accepted its terms.

4. Privacy policy

Before you continue using our website, we advise you to read our policy privacy regarding our user data collection. It will help you better understand our practices.

5. Age restriction

You must be at least 18 (eighteen) years of age before you can use this website. By using this website, you warrant that you are at least 18 years of age, and you may legally adhere to this Agreement. APG Digital Limited assumes no responsibility for liabilities related to age misrepresentation.

6. Accessing our site

  1. Our site is made available free of charge.
  2. We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.
  3. You are responsible for making all arrangements necessary for you to have access to our site.
  4. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

7. Availability

  1. We will endeavour to ensure that this website is accessible for 24 hours a day. However, we will not be liable if, for any reason, the website is unavailable at any time or for any period.
  2. You are responsible for making all arrangements necessary for you to have access to this website. You are also responsible for ensuring that all persons who access to this website through your internet connection are aware of these Terms of Use, and that they are comply with them.
  3. We will not be liable for loss or damage arising if this website becomes unavailable or is suspended for any reason.
  4. If you choose, or you are provided with, a user identification code, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of those Terms of Use.

8. Intellectual property

  1. All materials, products, and services provided on this website are the property of APG Digital Limited and ASSURA FINANCIAL LIMITED, its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and other intellectual property.
  2. You agree that you will not reproduce or redistribute our intellectual property in any way, including electronic, digital, or new trademark registrations.
  3. If you print off, copy or download any part of this website in breach of these Terms of Use, your right to use this website will cease immediately and you must, at your option return or destroy any copies or materials you have made.

9. Trademarks

The names, images, logos, and icons of third-party companies, products, or services featured on this website are the trademarks of their respective owners. Unless we have agreed otherwise in writing, nothing on this website grants you any license or right to use any featured name, image, logo, or trademark. Unauthorized use may infringe on the rights of the owner or relevant third party.

10. No reliance on information

  1. The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
  2. Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.

11. User accounts

  1. As a user of this website, you may be asked to register with us and provide private information. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. You are also responsible for all activities that occur under your account or password.
  2. If you think there are any possible issues regarding the security of your account on the website, inform us immediately so we may address them accordingly.
  3. We reserve all rights to terminate accounts, edit or remove content and cancel orders at our sole discretion.

12. Linking to our site

  1. You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link to our site in any website that is not owned by you. Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
  2. We reserve the right to withdraw linking permission without notice. If you wish to make any use of content on our site other than that set out above, please contact a member of our management team.

13. Third party links and resources in our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources.

14. Governing Law

These Terms shall be governed by the laws of England and Wales and the parties agree herewith that any dispute arising out of it shall be subject to the exclusive jurisdiction of the relevant court.

15. Indemnification

You agree to indemnify us and our affiliates and hold us harmless against legal claims and demands that may arise from your use or misuse of our services.

16. Limitation on liability

We are not liable for any damages that may occur to you as a result of your misuse of our website.

We reserve the right to edit, modify, and change this Agreement at any time. We shall let our users know of these changes through electronic mail. This Agreement is an understanding between us and the user, and this supersedes and replaces all prior agreements regarding the use of this website.

17. Acceptable Use

You may use this Website only for lawful and legitimate purposes in accordance with these Terms and Conditions. When using this Website, you agree to adhere to the following guidelines:

  1. Compliance with Laws: You must comply with all applicable laws and regulations, both local and international, while using this Website. You shall not engage in any activity that violates any laws or infringes upon the rights of others.
  2. Respect for Others: You must respect the rights, privacy, and dignity of other users of this Website. Do not engage in any activity that is harassing, abusive, defamatory, threatening, or otherwise harmful to others.
  3. Prohibited Activities: You shall not use this Website to transmit, distribute, or store any material that is illegal, harmful, threatening, abusive, or otherwise objectionable.
  4. Security: You must not attempt to gain unauthorized access to any portion of this Website, other accounts, computer systems, or networks connected to this Website.

Changes to This Terms and Conditions

We may update our Terms and Conditions from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Terms and Conditions on this page.

These terms and conditions are effective as of 2023-03-16.

Contact Us

If you have any questions or suggestions about our Terms and Conditions, do not hesitate to contact compliance@assuraprotect.com.

Disclaimer

Beat Your Broker is trading name of APG Digital Limited. APG Digital Limited is a registered company in England and Wales with company number 13604484. Its registered office is located at 86 Gloucester Place, London, United Kingdom, W1U 6HP.


APG Digital is an Introducer Appointed Representative (IAR) of Assura Financial Limited (FRN 795982), which is authorised and regulated by the Financial Conduct Authority (FCA) with FRN 967161. We do not provide any financial advice or comparison. Details of our regulatory status can be verified on the APG Digital Limited


We are registered with the Information Commissioner's Office (ICO) under registration number ZA 287163, and we are committed to upholding your data protection rights and our legal obligations under GDPR/DPA law and regulations.

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